With the economic downturn putting pressure on individual stock portfolios, the reliability of a Social Security check is becoming ever more important to the more than 500,000 retired Kentucky residents who depend on it to pay for rent, food and medical care. In 2003, the average Kentucky retiree received $10,441 a year, or $870 a month, in Social Security benefits – a significant amount that in many cases makes up the totality of his or her income. [1]